How to Invest in Real Estate Using a Self-Directed IRA or Solo 401(k)

Written By Resolution CrossFit

Your retirement account isn’t limited to stocks and mutual funds. With a Self-Directed IRA (SDIRA) or Solo 401(k), you can invest in real estate—potentially boosting returns and creating new tax advantages.

What Is a SDIRA?

A self-directed IRA allows you to invest in alternative assets like:

  • Real estate

  • Private placements

  • Notes and loans

It works just like a traditional IRA but with broader investment options.

Why Real Estate in a SDIRA?

  • Tax-deferred or tax-free income

  • Diversification away from market volatility

  • Stable, cash-flowing assets

Rules to Know

  • No self-dealing (can’t buy property for personal use)

  • Must use a qualified custodian

  • Title is held in the name of the IRA

How We Help

EIG regularly works with SDIRA and Solo 401(k) investors, guiding them through:

  • Custodian setup

  • Proper documentation

  • Compliance steps

📥 Want to use your retirement funds for real estate? Download the Passive Investor Guide to learn how.

Resolution CrossFit
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